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Renters with a combined income of less than £22,000 can now take their first steps onto the property ladder and purchase a new two bedroom home at St. Modwen Homes’ Radley Park development in St. Helens, thanks to the government’s Help to Buy scheme.

Designed to assist home buyers move both onto, and up, the property ladder, almost 70% of sales at Radley Park have been taken through Help to Buy, a trend that is expected to continue in 2016.

Under Help to Buy, people can essentially borrow four and a half times their salary to obtain a mortgage and purchase a house. Not taking any other financial commitments in to account, such as credit card debt, this means couples and young families with a joint salary of as little as £21,665 can get onto the property ladder and become homeowners at Radley Park.

Priced at £129,995, under Help to Buy the two bedroom Alnwick home can be purchased for just 80% of the listed price, made up of a 75% mortgage and 5% deposit. The remaining 20% is covered by an equity loan from the government.

Bev Hall, Sales and Marketing Director at St. Modwen Homes, said: “Under the scheme, purchasers only need a deposit of 5% which could be as low as £6,499 for a high quality two bedroom home at Radley Park. This is great news for young families and first-time buyers looking to escape renting and get onto the property ladder.”

A range of two bedroom mid-terrace Alnwick homes are currently available to purchase at Radley Park with prices that start from £129,995. Designed as the perfect starter home, the Alnwick boasts plenty of storage space, practical yet stylish kitchens and high quality fixtures and fittings throughout. With two spacious double bedrooms, an en suite to the master bedroom, and a large open plan kitchen/dining room with French doors leading out to the rear garden, the Alnwick makes the perfect first home.

The Radley Park Marketing Suite is located on Lowfield Lane, St. Helens (postcode: WA9 5TA). Opening times are Thursday to Monday between 10am to 5.30pm inclusive of the weekends. For more information call 01744 817 152 or email Alternatively visit or follow us on Twitter at @StModwenHomes and on the Radley Park Facebook page.